How it Works

Applying for an auto title loan in Lubbock, TX provides a convenient way to secure necessary funds without dealing with the complications of conventional loans. With minimal information required and an efficient approval process, you might see funds deposited in your account in just one business day.

Complete the Form

Begin the process by completing our straightforward application form. The details you supply help determine your eligibility for our Auto Title Loan products and calculate the appropriate loan amount. Whether you are applying from Lubbock, TX, or anywhere else, the procedure is designed to be quick and effortless. You will be required to provide:

  • Your complete name
  • Residential and email addresses
  • Your Social Security Number (SSN)
  • Date of Birth (DOB)
  • Phone number
  • Net monthly income
  • Military service status
  • Information about your vehicle including the make, model, year, and Vehicle Identification Number (VIN)

Finalize the Loan Details

After securing loan approval, simply accept the proposed terms to receive the funds. Most lenders in our network release funds within 48 hours, and many offer flexible repayment options. You can choose to make monthly payments, opt for more frequent installments, and select a repayment period that may extend up to 36 months or even shorter durations if preferred.

Submit Your Loan Package

Next, you will send the lender your loan package using prepaid shipping. The package should include:

  • The completed personal information form provided by us
  • A set of photographs of your vehicle (which can alternatively be sent via email or fax)
  • A valid driver’s license
  • Vehicle registration
  • Proof of your residential address
  • Evidence of a valid bank account (either a voided check or a recent bank statement)
  • A current auto insurance policy covering the vehicle
  • Your original free and clear title along with the signed notice of lien form

Receive Your Funds Electronically

Once your information is verified, the lender will process the electronic fund transfer. This means you could have access to the money in your bank account as early as the following morning. Residents of Lubbock, TX, can benefit from this fast funding service just as quickly as applicants from other regions.